Products liability insurance protects against claims made against you or your company for personal injury or property damage caused by products sold or supplied through your business. It is designed to help protect your business by ensuring that if this happens, you don't have to pay any legal or court costs.
This type of insurance is concerned with the products businesses sell. If a product causes a customer to become ill or injured or causes damage to their property, Products Liability cover protects you and your business. It covers you for claims that customer might make against you, like compensation costs or legal fees, regarding the product you have sold to them.
Product liability cover is recommended if your business designs, manufactures, or distributes products for sale or free of charge. You can be held liable for a faulty product that you supply, even if you don’t manufacture it.
Most insurers provide cover from £1 million to £10 million and we recommend the limit based on the type of products you sell.
As with Public Liability insurance, cover for Products Liability is best arranged as part of a combined Liability policy. Our job is to simplify your options.
For the right Products Liability cover we need to understand what your business does and what it sells. Talk to one of our team and we’ll find you to the right insurance company and the most appropriate and cost-effective policy so you can spend your time running your business.