As a business owner, it’s crucial to protect yourself and your company against any claims made against you for injury, loss or damage.
The ideal situation is of course that no such claims will have to be made, but accidents happen and it’s important to be prepared and properly insured when they do.
There are three types of cover to consider:
- Public Liability Insurance – this is not compulsory but is essential for any business and it typically covers you up to £5 million
- Products Liability Insurace - it is also essential to have cover if any goods you manufacture or supply cause injury or damage
- Employers’ Liability Insurance – this is a legal requirement for almost all employers and policies usually provide cover up to £10 million
Arranging a combined Liability policy is the best way to protect yourself from claims made against you. Our job is to simplify your options whether you’re a sole trader, a partnership or a company.
The first step to the right cover is for us to understand what your business does and therefore what protection you need. So, talk to one of our team and we’ll keep the process really simple and quick so you can spend your time running your business. We’ve been helping companies with insurance since 1960 so we’re in a great position to be able to match you to the right insurance company and the most appropriate and cost-effective policy.